Two years ago, my book “Insurance, Biases, Discrimination and Fairness” was published in the Springer Actuarial series. Discrimination in insurance is a difficult topic because, in a very specific sense, insurers are expected to discriminate: they classify risks, build risk pools, and differentiate premiums. This is the logic of risk-based pricing and actuarial fairness. But insurance is not only about pricing risks accurately (accuracy is overrated). It is also about mutualization, risk sharing, and solidarity. The real question is therefore not simply whether insurers … <a …